Health Insurance billing disputes
Guides for disputing a bill with a health insurance company: how to reach a person, what to say, the federal rights that may apply, and how to keep proof of what you are told. These are practical how-to guides, not ratings.
Health Insurance companies
- Cigna billing disputeHow to reach a human at Cigna and what to say.
- Aetna billing disputeHow to reach a human at Aetna and what to say.
- UnitedHealthcare billing disputeHow to reach a human at UnitedHealthcare and what to say.
- Humana billing disputeHow to reach a human at Humana and what to say.
- Anthem billing disputeHow to reach a human at Anthem and what to say.
- Elevance Health billing disputeHow to reach a human at Elevance Health and what to say.
- Wellcare billing disputeHow to reach a human at Wellcare and what to say.
- Geisinger Health Plan billing disputeHow to reach a human at Geisinger Health Plan and what to say.
- Priority Health billing disputeHow to reach a human at Priority Health and what to say.
- Medical Mutual billing disputeHow to reach a human at Medical Mutual and what to say.
- CareFirst billing disputeHow to reach a human at CareFirst and what to say.
- Independence Blue Cross billing disputeHow to reach a human at Independence Blue Cross and what to say.
- Florida Blue billing disputeHow to reach a human at Florida Blue and what to say.
- Premera Blue Cross billing disputeHow to reach a human at Premera Blue Cross and what to say.
- Regence billing disputeHow to reach a human at Regence and what to say.
- Harvard Pilgrim billing disputeHow to reach a human at Harvard Pilgrim and what to say.
- Tufts Health Plan billing disputeHow to reach a human at Tufts Health Plan and what to say.
- UPMC Health Plan billing disputeHow to reach a human at UPMC Health Plan and what to say.
- Health Net billing disputeHow to reach a human at Health Net and what to say.
- Oscar Health billing disputeHow to reach a human at Oscar Health and what to say.
- Anthem Blue Cross Blue Shield billing disputeHow to reach a human at Anthem Blue Cross Blue Shield and what to say.
- Centene billing disputeHow to reach a human at Centene and what to say.
- Molina Healthcare billing disputeHow to reach a human at Molina Healthcare and what to say.
- Blue Shield of California billing disputeHow to reach a human at Blue Shield of California and what to say.
- Highmark billing disputeHow to reach a human at Highmark and what to say.
- Kaiser Permanente billing disputeHow to reach a human at Kaiser Permanente and what to say.
Frequently asked questions
How do I dispute a health insurance bill?
Ask for an itemized statement, note the date and a reference number for the call, and put your dispute in writing so you have a record. Record the call where your state allows it, so you have proof of what you were told. See how to dispute a bill step by step.
Can I record my call with a health insurance company?
It depends on your state. Some states let one person on the call consent; others require everyone. See call recording laws by state. This is general information, not legal advice.
Should I put my dispute in writing?
Yes. A written dispute creates a paper trail you can point back to later, alongside your notes and any call recording you kept.
What if it is a surprise out-of-network bill?
That may be covered by the No Surprises Act. See surprise medical bill: what to do.
Sources
- CMS, Medical Bill Rights Tier A last verified 2026-07-03
- CMS, Dispute a bill (Patient-Provider Dispute Resolution) Tier A last verified 2026-07-03
Important
This page is general information, not legal advice, and is not affiliated with or endorsed by the company named. Phone numbers and rights change. Confirm the current contact details at the company link below, confirm any legal right at the primary government source linked on this page, and consult your own counsel before relying on it.